CUTTING EDGE

Technology for a better Afghanistan

Our innovative promotion tactics and state-of-the-art fintech solutions are paving the way for unprecedented access to finance for consumers, MSMEs, and beyond.

Our Target

Our core focus centers on these segments, which synergize to bolster the economy through mutual engagement. By thoroughly understanding their financial needs, we provide customized solutions that guarantee long-lasting outcomes.

Consumer Groups


We segment and later study consumers based on ethnicity, language, geography, culture, and gender to reach them, develop demand & fulfill them.

Retailers & Merchants


Retailer, Merchants and Agents - both online & offline for a new ecosystem that's inclusive, digital and very-well maintained to supply and serve demand.

Micro & Small Enterprises

MSMEs are our economic backbone with their 70% contribution to our GDP. They are the growth engine and digital transformation agents.
We find their growth constraints and remove them - availing access to resources.

Financial Institutions

Banks and other financial institutions play a pivotal role in driving GDP growth using their instruments. With them we innovate new technological and financial solutions to bridge the financing gaps in the economy.

About Cutting
Edge

CuttingEdge is a Social Enterprise focused on fintech in Afghanistan. Our goal is to drive the necessary changes for economic growth and sustainable development.

We customize, we cater, and we deliver! We think anything is possible with financial technology.

We possess compelling evidence-based solutions to stimulate growth in both the demand and supply sides of payments and microfinance. We offer solutions to both technological and market infrastructure.

We’re fortunate to have a skilled team of IT professionals, digital innovators, and market experts on board.

Our Team

Omar Mukhtar, an accomplished SME development expert, brings extensive experience collaborating with development agencies across Afghanistan. With an MBA from Kateb University, he excels in fostering growth and facilitating access to finance for MSMEs in sectors like carpet, trade, and manufacturing, driving impactful economic development.
He leads our MSME development team at CE
Omar Mukhtar
Zaheer Naweed has over 17 years of experience in the telecom industry, he has been leading sales forces for both retail & corporate, managing a retail network of over 10K across Afghanistan. Zaheer has orchestrated pioneering telecom sales network solutions & introduced innovative approaches to engage retailers from PR to incentivization, with a impressive track record.
He leads our Access Point Networks.
Zaheer Naweed
Shams Faizi holds a Master’s degree in Business Administration with specialization in Finance from Kardan University . He has over 10 years of work experience at UN, USAID, World Bank, EU and DfID funded programs where he managed to implement, support and work with teams of +250 staff in highly complex and sensitive work environments. He has led complex assessments, pilots for MSMEs, Payments and Access to finance.
He leads our Research & Development .
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Shams Faizi
Aryan is very good at graphic, video and sound design with a bachelor's in Marketing from the University of Ontario Institute of Technology and a 3-year advanced diploma from Durham College.
He is TESOL certified - making him a certified instructor. He is devoted to alleviating poverty by teaching skills that expedite inclusion
He leads our marketing and edification team at CE
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Aryan